Chelsea Lovely Cabias Fernandez is a Filipino beauty queen, model, and media personality. She represented the Philippines at The Miss Globe 2022 where she finished in the Top 15. She also made it to the Top 6 in the Miss Universe Philippines 2025, and will represent the country in the Miss Cosmo 2025 in Vietnam.
Early life and education.
Chelsea Lovely Fernandez was born in Tacurong, Sultan Kudarat, Philippines. Shortly after birth, she was adopted and raised in Tacloban, Leyte. Fernandez studied mass communication, majoring in broadcasting.
Pageantry.
Miss Philippines Earth 2019.
Fernandez represented Tacloban in Miss Philippines Earth 2019 and won the title of Miss Philippines Water 2019, one of the elemental titles in the pageant.
Binibining Pilipinas 2022.
In 2022, she competed in Binibining Pilipinas as the representative of Tacloban. She was crowned Binibining Pilipinas Globe 2022 and also received the special award Miss Ever Bilena. 
The Miss Globe 2022.
After winning the Binibining Pilipinas Globe 2022, she went on to represent the Philippines at The Miss Globe 2022 held in Albania, where she finished in the Top 15. She also won the Miss Head to Head Challenge.
Miss Universe Philippines 2025.
In 2025, Fernandez represented Sultan Kudarat at the Miss Universe Philippines 2025 pageant. Although she previously associated with Tacloban, she chose to represent the mother province of her birthplace, Tacurong. 
Other Pageants.
Fernandez was also notable for her beauty titles in Reyna ng Aliwan 2018, Miss Gandang Contesera Quest 2020.
Personal life.
Fernandez has named journalist Kara David as one of her role models.